Posted in self-improvement

10 Steps to Age Proof Your Life

Most of us will live longer than in any previous generation. We will need to change our current mind set about how to spend our extra years of life. How we decide to live as elders will become the most important challenge we will face in our lives.

To age proof your life:

  1. Plan to live a long life – 80 to 90 years; take steps now to guarantee the intellectual and social stimulation you’ll want in your later years
  2. Don’t get trapped in yesterday’s linear model of aging; adjust your psychological, social, and financial expectations to support a cyclic life plan
  3. Envision new career goals and challenges; intellectual flexibility and the ability to learn new skills and technologies will be key assets in a more longevous area
  4. Make disease prevention and self-care priority
    1. Ensure that your primary care physician is informed and skilled in wellness and disease prevention and has sufficient training in geriatric-related competencies
    2. Take responsibility for your own regime of self-care; give your body the loving care and maintenance it will need to go the distance
  5. Expect that you might require some form of at-home, long-term care in your old age, and find a long-term care insurance policy that will allow you and your family to be protected at a reasonable cost
  6. Create a living will in which your personal wishes regarding prolonged life-support are cleared out for physicians and family members
  7. Increase your personal savings rates
  8. Make pensions more portable and flexible to match your mobile lifestyle
  9. Pay down your high-interest debt as soon as possible
  10. Start saving at least 10 percent of your monthly income

 

Reference: Dycghtwald, K. (1999). AGE POWER: How the 21st Century will be Ruled by the New Old. New York: Putnam Publishing Inc.

 

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Author:

Dr. Sheila Embry is a govie, author, pracademician, sister, aunt, cousin, and friend who loves to read, write, think, and laugh. Many of her blog postings are summaries or excerpts of books that she read and wants to share to encourage others. An author with more than 25 years experience within the legislative and executive branches of the U. S. federal government holding 3 accredited degrees: Doctor of Management in Organizational Leadership, Master of Arts in Human Resources Development, and Baccalaureate of Business Administration, she believes in continuing learning both on and off the job. She has been recognized with multiple professional and writing awards for her peer-reviewed, publications. Click the bibliography page above for a listing of all the publications.

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